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Report | The Most and Least Stressful States in the USA

FR Staff Avatar
FR Staff
October 31, 2025
Report | The Most and Least Stressful States in the USA
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  1. Introduction

In the United States, chronic stress is a significant public health concern, linked to numerous physical and mental health conditions. The level of stress experienced by residents can be heavily influenced by their state’s economic conditions, public safety, environmental factors, and health infrastructure. This report synthesizes findings from recent studies that have quantified and ranked stress levels across all 50 states, with a particular focus on the performance of Massachusetts.

  1. Methodology of Key Studies

The most comprehensive recent analysis is the 2024 Stressful States Report by the personal finance website WalletHub. This study provides a robust, multi-factorial comparison using 41 relevant metrics grouped into four key dimensions (WalletHub, 2024):

  1. Work Stress: Including factors such as unemployment rate, job security, average weekly work hours, and commute time.
  2. Money Stress: Encompassing median income, debt-to-income ratio, poverty rate, housing affordability, and the percentage of households with emergency savings.
  3. Family & Community Stress: Including divorce rates, crime rates (both violent and property), and the quality of the social support network.
  4. Health & Safety Stress: Covering the rate of mental and physical health issues, the percentage of adults getting adequate sleep, COVID-19 impact, and the risk of natural disasters.

Each metric was graded on a 100-point scale, with a final score determining the overall rank. A higher score indicates a higher level of stress.

  1. Overall National Findings

3.1 The Least Stressful States

The top-performing states consistently exhibit strong economic indicators, high levels of public safety, and healthy populations. According to WalletHub (2024), the five least stressful states for 2024 are:

  1. Utah
  2. Minnesota
  3. South Dakota
  4. Wisconsin
  5. Connecticut

These states typically feature low unemployment and poverty rates, high median incomes, and low crime rates, creating a more stable and less stressful environment for their residents.

3.2 The Most Stressful States

The states ranking highest in stress often face interconnected challenges of economic hardship, health disparities, and safety concerns. The five most stressful states are (WalletHub, 2024):

  1. Mississippi
  2. Louisiana
  3. Nevada
  4. New Mexico
  5. Arkansas

These states struggle with higher poverty rates, lower access to quality healthcare, and higher rates of serious mental distress, contributing to their elevated stress scores.

  1. Spotlight on Massachusetts

Massachusetts stands out as a high-performing state, ranking as the 7th least stressful state in the nation according to the 2024 WalletHub report. This excellent ranking is driven by top-tier scores in several critical categories.

A detailed breakdown of Massachusetts’ performance reveals key strengths (WalletHub, 2024):

ยท Low Money Stress: The state boasts one of the highest median annual household incomes in the country, significantly reducing financial anxiety for many residents. It also has a very low poverty rate.
ยท Low Health & Safety Stress: Massachusetts, home to world-renowned medical institutions, has one of the highest rates of insured residents and excellent access to quality healthcare. This contributes to better physical health outcomes and lower stress related to medical concerns. The state also has a relatively low violent crime rate compared to the national average.
ยท Community Stability: The state scores well on metrics related to family and community cohesion.

However, the state does face some challenges that contribute to stress. Most notably, Massachusetts has some of the highest housing costs in the nation, which can offset its high income levels and create significant financial pressure, particularly for younger residents and low-income families. It also experiences longer-than-average commute times in the Greater Boston area, contributing to work-related stress.

  1. Conclusion

Recent studies provide a clear, data-driven picture of the geographic distribution of stress in America. States in the South and parts of the Southwest face the most significant challenges, driven by economic and health-related factors. In contrast, states in the Upper Midwest, Plains, and New England, like Massachusetts, generally offer less stressful environments due to greater economic security and better health infrastructure.

Massachusetts serves as a prime example of a state that, despite challenges like a high cost of living, effectively mitigates major stressors through a strong economy, a safe environment, and an unparalleled healthcare system. Its position as the 7th least stressful state underscores the success of its public policies in fostering a high quality of life for its residents.


Citation

WalletHub. (2024). 2024’s Most & Least Stressed States in America. Retrieved from https://wallethub.com/edu/most-and-least-stressed-states/22759

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